Car finance commission checker

Check your car finance ‘not owed’ letter

Complained about commission on a 2007–2024 car deal and got (or expect) a ‘not owed’ letter? Fill in the starred facts in step 1, say “Not sure” anywhere you don’t know in steps 2–3, and get a plain-English check, challenge points, key dates and a ready-to-send review request in under 2 minutes.

Try an example (fills the form):

Step 1 — your deal

Starred fields are required — find them on your agreement. The rest you can leave blank.

Agreement start date * Term (months) * Product * Loan (£) * APR (%) * Monthly payment (£, if known) Final/balloon payment (£, PCP) Total cost of credit (£, if known) Ended early (date, if it did)

Step 2 — the commission and tie

Commission (£) I don't know the commission Commission type I was told commission was paid I was told the amount Dealer tie Visibly linked branding?

Step 3 — the letter

If you got a letter, tick “I got a lender letter” and fill in what it said plus its date. Leave all four blank if no letter has arrived.

Complaint date (if complained) A claims firm or law firm acts for me Their fee (%, default 36) I got a lender letter Letter said Its reason Letter date